On top of legal woes, an organization also has to struggle with the negative publicity that entails. Managing a public relations crisis can become a nightmare. Business operations and profits will take a negative impact, without financial support it becomes a vicious cycle and will quickly send your organization into disarray.

Some small organizations, especially those that do not have any employees, may believe that abuse and molestation insurance is pointless. The bad news is abuse cases between two individuals usually ends up in a “he said, she said” situation. Without any witnesses, often it boils down to the word of the accused against that of the ‘victim’.

That is why it is essential that every organization that provides assistance or services to youth, seniors or disabled individuals be protected with sexual abuse and molestation insurance.