Pollution Liability

Pollution Liability Insurance, also commonly referred to as environmental insurance, helps protect businesses from unexpected pollution exposures that may not be covered by standard casualty and property policies. It fills an important insurance coverage gap for contractors, as well as businesses in commercial real estate, financial institutions and many other industries.

Pollution Liability Insurance covers third-party bodily injury, property damage, and environmental damage due to both gradual and sudden pollution events that occur on a covered job site. Coverage highlights include:

  • Civil Fines, Civil Penalties, and Assessments
  • Emergency Response Costs
  • Clean-up Costs and Environmental Damage
  • Transportation Exposures (e.g., loading, unloading)

Any individual or business exposed to pollution or harmful materials should protect their business with Pollution Liability Insurance.

For many projects, insurance is required regardless of the level of pollution exposure, and it is an essential form of coverage for contractors providing restoration, mold, and/or asbestos remediation.


  • General Liability
  • Property
  • Auto Liability and Fleet Management
  • Boiler and Machinery
  • Transit and Cargo
  • Umbrella and Excess Liability
  • Active Shooter Insurance
  • Kidnap, Ransom and Extortion
  • Political Risk
  • Environmental
  • Pollution Liability
  • Product Liability and Clinical Trials
  • Workers’ Compensation
  • Professional Liability
  • Surety Bonds
  • International Risk
  • Builders’ Risk
  • Crime and Dishonesty
  • Terrorism and Sabotage
  • Fire, Flood and Earthquake
  • Risk Control and Management
  • Safety and Security Programs
  • Cancer Insurance
  • Group Insurance Programs
  • Cyber Liability
  • Inland/Ocean Marine
  • Garagekeepers Liability