Animal Mortality An Animal Mortality Policy holder gets coverage against financial losses resulting from the death of an animal. Industries using animals as a main source of revenue generation, such as dairy farms, zoos, aquariums, and professional horse stables, could utilize this type of insurance to provide coverage in case of any loss of livestock.… Continue reading Animal Mortality
Any organization that provides youth service, services to developmentally disabled individuals of any age, or any senior citizens should consider sexual abuse and molestation insurance. This coverage is to protect an organization from allegations of sexual abuse. On top of legal woes, an organization also has to struggle with the negative publicity that entails. Managing… Continue reading Sexual Abuse and Molestation
Product liability insurance offers protection to distributors, manufacturers, retailers and wholesalers, against any legal liability arising out third party injury or damage to property which is caused by the consumption or use of the product sold or supplied. This insurance policy helps to protect a business against a legal issue and covers the expenses involved… Continue reading Product Liability
Pollution Liability Insurance, also commonly referred to as environmental insurance, helps protect businesses from unexpected pollution exposures that may not be covered by standard casualty and property policies. It fills an important insurance coverage gap for contractors, as well as businesses in commercial real estate, financial institutions and many other industries. Pollution Liability Insurance covers… Continue reading Pollution Liability
Lessor’s risk insurance protects you from liability arising from a lessee’s property loss, which includes damage and destruction of property, vandalism and theft. It only applies to property located in the building you own. This type of insurance also protects you against claims for injuries to a lessee and its employees, as well as customers… Continue reading Lessor’s Risk
Employment practice liability insurance (EPLI) is specialized insurance designed to protect against loss incurred in litigating and settling wrongful employment practices liability claims. It is typically structured as gap insurance for the company.It provides protection against lawsuits such as discrimination, breach of contract, and wrongful discharge suits, which usually are not covered by general business… Continue reading EPLI
Directors and Officers Coverage The Directors & Officers Liability Insurance policy guarantees Individuals of the Directors’ board, the administration, and employees in an organization, against individual responsibility and protection costs, brought about by claims charging them to have committed an unfair demonstration in the line of their obligations for the organization. The coverage for a… Continue reading Directors and Officers coverage
Errors and omissions insurance is a form of liability insurance. It protects companies against the full costs of a claim made by a client against a professional who provides advice or a service such as a consultant, financial advisor, insurance agent, or lawyers. E&O insurance is also applicable to businesses outside the financial industry including… Continue reading Errors and Omissions Coverage
Laurence Taylor Insurance Services protect you financially against the very real possibility of loss of your property and belongings that you’ve worked so hard for. Our carriers policies guarantee you in writing the financial assistance you’ll need after the aftermath of a raging fire or a drowning flood. Fire insurance will cover you against minimal… Continue reading Fire and Flood Insurance
Cancer Coverage Cancer is a very devastating and depressing disease. It affects the patients, their family members, and friends; mentally, emotionally, psychologically, and socially. It also comes with the biggest blow in terms of medicine and treatment. With Cancer Coverage insurance plans one can easily insure themselves or their family members from falling into debt… Continue reading Cancer Coverage
Active Shooter Insurance An Active Shooter Insurance gives coverage against an Active Assailant Emergency which is often unpredictable and has a risk factor involved in the Dangerous event. Our Active Shooter Insurance is for all living in Los Angeles, California. This Insurance also has protective services and coverage available across all 50 states of the… Continue reading Active Shooter Insurance
Cyber Liability Also known as Cybersecurity Insurance, and Cyber Insurance; Cyber Liability Insurance is associated with coverage against any Financial Risks while doing an online business. It can be anyone who is doing any type of an online business or like we say in layman’s terms, e-commerce sector business. This policy could be done in… Continue reading Cyber liability
Property insurance is a broad term for a series of policies that provide either property protection coverage or liability coverage for property owners. Property insurance provides financial reimbursement to the owner or renter of a structure and its contents in case there is damage or theft—and to a person other than the owner or renter… Continue reading Property
Umbrella insurance is a type of personal liability insurance that can be indispensable when you find yourself liable for a claim larger than your homeowner’s insurance or auto insurance will cover. If you own a boat, umbrella insurance will also pick up where your watercraft’s liability insurance leaves off. They may sound like they’re similar,… Continue reading Umbrella / Excess
Commercial Auto Commercial Auto Insurance plans are designed to cover damage to any vehicle of any size, being used for various purposes in different businesses. This insurance program gives coverage to any vehicle owned by a business that is being used by the employees and/or the owner. It is necessary to protect the financial interests… Continue reading Commercial Auto
A necessary insurance coverage the employer must carry to cover injuries, illnesses, disability or loss of life caused whilst working in their jobs. Coverage Available For all Classes: Educational institutions including camps, recreation centers and religious organization Healthcare Construction Manufacturing Professional services Restaurants, Taverns and hospitality industries Workers’ Compensation is usually the biggest part of… Continue reading Workers Compensation
A General Liability insurance policy helps cover costs or claims that may arise whilst any business operation. This Insurance policy are mainly beneficial for all kinds of business owners. The Liability insurances are an integral part of an insurance plan. While General Liability Insurance (GLI) helps cover claims that a business has caused, like, bodily… Continue reading General Liability
Cobra Administration The Consolidated Omnibus Budget Reconciliation Act or popularly known as COBRA, gives workers and their families the right to continue their group health insurance plans for a certain time period in an instance of health benefit loss, job loss, reduction in hours worked, transition between jobs, in the case of death, divorce or… Continue reading COBRA administration
ACA Compliance Formally known as the Patient Protection and Affordable Care Act and informally known as the Obamacare, the Affordable Care Act or say ACA is an act often included in the new health insurance regulations. As ACA compliance is required for most types of Health Coverage Insurance programs, the specifics may vary from one… Continue reading ACA Compliance
Maximizing the utilization of human capital is much easier said than done, and, the poor allocation of human resources adversely affects the bottom line as they are often the greatest overhead. Nonetheless, all this can be managed efficiently if we use the right systems, software and processes or in short, the right solution in the… Continue reading HR & Consulting
People frequently insure their valuable possessions, such as vehicles, homes, and health. However, not everyone insures something that is critical for survival: the ability to work and earn a living. Aside from standard insurance policies, a disability insurance plan is an important sort of insurance that everyone should have. If you are not fully prepared,… Continue reading Life and Disability Packages
Voluntary benefits, otherwise known as supplemental insurance or employee-paid benefits, are products, benefits, or services offered by employers but mostly or fully paid for by employees via payroll deductions at a reduced group price. Voluntary benefits include things like life insurance, dental insurance, vision insurance, and disability income, to name a few. Voluntary benefits allow… Continue reading Voluntary benefits
Our Executive Benefits team designs and administers executive benefits programs to address your specific needs and objectives Executives in an organization would do well to leverage their value in the company to negotiate a package of benefits that will make them want to stay with the organization, build its value, focus on their responsibilities and… Continue reading Executive Benefits
Your teams want health insurance that comes with no surprises, no hidden costs & no out-of-pocket expenses. Give them access to great care with Us. Our employee benefits professionals are specialists in all facets of the design, administration, and management of employee benefits programs. We have the local presence and national resources to help you… Continue reading Group Benefits
